Category archives: Florida First Coast
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6 years ago
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We’ve all heard the advice “It pays to shop around,” but this has never been more true than with the current market for long-term care insurance.
According to the latest industry figures, the spread between the lowest and highest cost for virtually identical coverage was as high as 243 percen... [read more]
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6 years ago
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One question we're often asked by senior clients is if, in addition to providing Estate Planning services, our Elder Law Attorneys can also help them manage the many practical issues associated with aging in place. Our answer is that many clients are concerned about their ability to stay in their ho... [read more]
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6 years ago
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Since the passage of the Achieving a Better Life Experience (ABLE) Act in 2014, tens of thousands of people with disabilities have opened up new, special tax-free savings accounts to save for disability-related expenses. These accounts, popularly known as ABLE accounts, allow many people with disabi... [read more]
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6 years ago
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Traditionally, Medicaid has paid for long-term care in a nursing home, but because most individuals would rather be cared for at home and home care is cheaper, all 50 states now have Medicaid programs that offer at least some home care. In some states, even family members can get paid for providing ... [read more]
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6 years ago
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Spouses who are turning full retirement age this year are the last group who can choose whether to take spousal benefits or to take benefits on their own record. The strategy, used by some couples to maximize their benefits, will not be available to people turning full retirement age after 2019.
... [read more]
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6 years ago
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We're often asked what it means to be an Elder Law Attorney, and if it is the same as being an Estate Planning Attorney. Our answer is that while Estate Planning is an important aspect of Elder Law, an Elder Law Attorney is concerned with much more than only creating Wills and Trusts. As Elder Law A... [read more]
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6 years ago
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Most special needs trusts (SNTs) are set up to benefit one individual. But it’s possible to contribute to a trust where the funds of many people with special needs are “pooled.” This kind of trust, called a pooled or (d)(4)(C) trust, may be a better option for some people than the conventional SN... [read more]
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6 years ago
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A durable power of attorney is one of the most important estate planning documents you can have. It allows you to appoint someone to act for you (your "agent" or "attorney-in-fact") if you become incapacitated. Without a power of attorney, your loved ones would not be able to make decisions for you ... [read more]
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6 years ago
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If you are paying for your own insurance, you may think you do not need to sign up for Medicare when you turn 65. However, not signing up for Medicare Part B right away can cost you down the road.
You can first sign up for Medicare during your Initial Enrollment Period, which is the seven-mon... [read more]
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6 years ago
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We're often asked why someone needs an Estate Plan from an Elder Law Attorney when there are so many do-it-yourself Wills and Estate Planning documents readily available online. Our answer is that in addition to staying current with all relevant Florida Statutes that may affect our clients and their... [read more]
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6 years ago
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A new report suggests that many people with disabilities will unfairly lose Medicaid coverage as a result of a new requirement in some states that Medicaid recipients work for their benefits.
For millions of people with disabilities, Medicaid is a lifeline. Even short interruptions in coverag... [read more]
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6 years ago
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If you, or a senior is your life, are looking for a great community resource, you'll find that the Shepherds Center has much to offer.
Many classes and activities are detailed in their current newsletter that you can access by clicking on the following link: Shepherd's Center Newsletter
Accord... [read more]
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