Category archives: Seniors
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8 months ago
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If you need a medical procedure, you may have to hold off on treatment until you have received approval from your health insurance plan.
In many cases, Medicare Advantage and other plans have been denying their patients certain services despite doctors’ orders. (In one survey, medical practices r... [read more]
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9 months ago
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You may not foresee ever needing assistance with your day-to-day life. However, research shows that seven in 10 adults aged 65 and older will require long-term care at some point in their later years. Meanwhile, the U.S. population continues to age rapidly. Americans aged 65 or older are on track to... [read more]
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9 months ago
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Even if you have a long-term care insurance policy, you may likely be hoping that you won't ever have reason to use it. Regardless of what the future holds, there's one silver lining of which you may not be aware. That is, premiums on many long-term care insurance policies are in fact tax-deductible... [read more]
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10 months ago
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Since the 1960s, Medicaid has provided health care coverage for low-income people across the United States. For millions of seniors, Medicaid offers financial assistance, helping them to cover the cost of long-term care services. Today, this joint federal-state program also benefits other qualifying... [read more]
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11 months ago
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Recently proposed legislation seeks to offer financial relief for unpaid family caregivers. Introduced in November 2023, the Lowering Costs for Caregivers Act of 2023 is the result of a bipartisan effort to lessen the costs of family caregiving. The American Association of Retired Persons (AARP) has... [read more]
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11 months ago
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More than 65 million seniors across the country benefit from Medicare, a government health insurance program.
When Does Medicare Start?
At age 65, you become eligible for Medicare if you are a U.S. citizen. You do not have to wait until you retire to apply for the program.
You can enroll in... [read more]
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12 months ago
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Many retirees look forward to traveling in their retirement. More and more are actually retiring overseas, in part as a way to stretch savings. But what happens to retirees' federal benefits while they are out of the country?
The short answer is that although Social Security benefits are avai... [read more]
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12 months ago
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With a new year comes the possibility for opportunities. There’s something special and unique about the start of a new calendar year and the hope for the happy times it can offer us and our families and loved ones. New intentions, resolutions, and personal goals are on the forefront of our minds as ... [read more]
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1 year ago
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An Alzheimer’s or dementia diagnosis can be a challenging journey for the person and family alike. When the diagnosis occurs, a ticking clock begins on the timeline for getting proper and sound notarizations done for crucial legal documents.
What Does It Mean to Get a Document Notarized?
Accor... [read more]
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1 year ago
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Housing options and the associated costs are among the top priorities for many seniors. Today, the housing market is unpredictable, while many seniors currently living independently may also have concerns about continuing their lifestyles. Moving to an independent living facility may be the best cho... [read more]
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1 year ago
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Most seniors want to stay at home as long as they can instead of moving into a nursing home. The little-known Program for All-Inclusive Care of the Elderly (PACE) provides care and services to some nursing home-eligible seniors and disabled individuals, enabling them to remain in their home far long... [read more]
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1 year ago
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During this joyous Christmas season, we encourage you to take the time to think about, and discuss, your Estate Planning and how our Grady can help you have the significant gift of peace of mind by addressing this important need.
One of the top reasons many of our clients give us for creating, or... [read more]
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